Commercial investment mortgages are designed for individuals and companies purchasing a business property as an asset, profiting from rents and property value appreciation. We currently offer this by introduction only.

We understand that customers can struggle to find a high street lender that can cater for the needs of a commercial mortgage – that’s where Vision Money can help. We offer access to private banks and commercial lenders and have extensive knowledge of dealing with this type of finance.

Loans can be structured in many different ways: onshore / offshore, company name or trust. The lenders we work with have more flexible underwriting criteria and our experience allows us to negotiate on your behalf.

Commercial mortgages can apply to the following:

• Limited Company Buy to Lets
• Land for development
• Public houses
• Hotels and guest houses
• Restaurants
• Farms and other agricultural land
• Leisure industry
• Warehouses and factory units
• Office accommodation

There is no maximum loan but the loan-to-value will vary significantly depending on property type. Loans on a capital repayment basis or interest-only depending on circumstances.

The Financial Conduct Authority does not regulate commercial finance mortgages.