An equity release mortgage lets you release cash from your property without leaving your home - so there's no upheaval or expense. You need to be a UK home-owner between the ages of 55 and 95 to be eligible for one of these products.

There are many reasons why you may decide to release some of the equity in your home, for example to:

• Pay off a residential interest-only mortgage
• Purchase a house even if standard mortgage is not available
• Supplement your income
• Gift money to your family while you are still alive
• Pay for a once-in-a-lifetime holiday or trip
• Complete home improvements
• Inheritance tax planning
• Choose to pay interest monthly or pay no interest
• Parents borrow money to help children with deposit for first home purchase

• Access to the whole of market
• Interest rates are lower than ever, so let us see if we can save you money on your existing deal.