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01872 260988

info@visionmoney.co.uk

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Specialist Mortgages

For large mortgage loans over £500,000 we work with select high street lenders and private banks that will look at your requirement on an individual basis.

We can offer you options providing:

If you’re a contractor, self-employed or combine a part-time job with self-employed or contractor work, Vision Money can help find you a specialist contractor mortgage.

As the trend for zero-hours contracts continues to rise nationwide, so too does the number of freelance and contract workers.

Knowing that the employment landscape is fast changing, we can use our specialist knowledge and connections in the mortgage market to provide you with contractor mortgage advice for securing property finance.

Self build mortgages transfer money to you in stages as you build your house. You can usually have money released to:

  1. Buy the land
  2. Build the foundations
  3. Construct the house's shell
  4. Finish the plastering, plumbing and electrical wiring
  5. Complete the project and get the home valued to enable you to remortgage to a mainstream product.

So when do you get the money?

This depends on whether your mortgage offers:

How much does a self-build mortgage cost?

You usually need a larger deposit if you want to build your own home. Mortgages come with a loan-to-value (LTV), which is the percentage of the property's value they can cover.

Self build mortgages often have a separate limit on how much you can borrow for:

You usually need to pay at least 15% towards the project yourself, but many lenders require an even larger deposit.

Vision Money Ltd

01872 260988

info@visionmoney.co.uk

Our Offices

Truro

6 Riverside House
Heron Way
Newham
Truro
Cornwall
TR1 2XN

01872 260988